Sibyl Dulciana

Roth Ira Limits 2024 Married Filing Jointly With Spouse. Similarly, married couples filing jointly enter the partial contribution range when magi reaches $230,000 in 2024, up from $218,000 in 2023. Spousal iras have the same annual contribution limits as any other ira:

Divide the result in (2) by $15,000 ($10,000 if filing a joint return, qualifying widow (er), or married filing a separate return and you lived with your spouse at any time during the year). The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2023 tax year was $6,500 or $7,500 if you were age 50 or older.